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Two-thirds of applications for credit vacations approved in Primorye

Two-thirds of applications for credit vacations approved in Primorye
Photo: pixabay.com
Over the last week of May, more than nine thousand loans were restructured in the Primorsky Territory. The amount outstanding under these agreements amounted to 4,6 billion rubles.

According to the press service of the Far Eastern Directorate of the Bank of Russia, during the pandemic, Primorsky sent about 16 thousand requests to banks to amend the terms of loan agreements to banks. Of this number, about 2,4 thousand applications related to the designation of credit vacations, more than 13,4 thousand - the restructuring of debt under the programs of banks. Moreover, the majority of loans - 60% - related to consumer loans.

 Not all applications were approved by banks - about two-thirds of all submitted applications received approval. Most often they approved restructuring of car loans, within the framework of their own programs of banks - 86% of approvals, as well as credit holidays on mortgages - 81%.

 An application for a loan vacation is recommended to be considered within five days, and the countdown of the beginning of the restructuring should begin from the day the citizen sends the application. Penalty during the period of consideration by the creditor of the application should not be charged, provided that the restructuring is then approved. The reasons for refusal, otherwise, should be explained to the borrower.
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