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Two housing complexes in Khabarovsk are accredited by Otkritie Bank

Two housing complexes in Khabarovsk are accredited by Otkritie Bank
Photo: pixabay.com
Otkritie Bank accredited two residential complexes under construction in Khabarovsk. Now residents can apply for a mortgage loan for housing under construction at the bank’s profitable programs.

According to the press service of Otkritie Bank, accreditation was received by the largest companies in the region’s construction market: ARCHSTROY (ZhK Grodekov) and UIP (ZhK Petroglyph Park). Now, the potential borrower will not have to collect additional documents on the collateral object, the reliability of which has already been verified by the bank. The Grodekov business class house is being built in the center of Khabarovsk, and the Petroglyph Park residential complex is being erected on Krasnorechenskaya Street.

  Otkrytie recalls that the bank has been accepting mortgage applications with state support since April 27. Citizens of Russia can apply for a loan at 6,5% per annum. The object of lending are new buildings purchased directly from the developer. The maximum loan amount for the regions of Russia is three million rubles, the maximum loan term is 30 years, the down payment is from 20%.

 The bank also works under the Family Mortgage program, which allows families with children to purchase housing at a rate of 4,7% - the state compensates for the difference in rates. The program will last until the end of 2022. The maximum loan amount is six million rubles, the loan term is up to 30 years, an initial payment of 20%.

In 2019 alone, Otkritie Bank issued 644 mortgage loans in the amount of 1,46 billion rubles in the Khabarovsk Territory. This is one and a half times higher than in 2018.
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