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DV-mortgage became the leader among the state credit programs of Sberbank in the Far Eastern Federal District
Sberbank in the Far Eastern Federal District issues more than half of loans with state support under the Far Eastern Mortgage program. It accounts for 60%. Since December 2019, almost 11 thousand Far Easterners have purchased housing with the help of this program.
According to the press service of Sberbank, the average loan amount under the program is 3,6 million rubles, with a total of 37,4 billion rubles in loans. Most often, the "Far Eastern mortgage" is taken by residents of Primorye, Khabarovsk Territory and Yakutia.
Natalya Romanova, director of partnerships and mortgage lending at Sberbank PJSC, noted that in January Sberbank reduced the rate under the DV-mortgage program to 1% - two times lower than the base rate under the state program. In January, the Far Eastern Sberbank issued 275 loans at 1% in the amount of 1 billion rubles. This became possible thanks to a decrease in rates and a discount when registering a transaction in electronic form.
Service "Electronic registration" to register ownership of an apartment without visiting the MFC and Rosreestr. The participants in the transaction receive ready-made documents in their personal account at DomClick.ru. An apartment purchase transaction takes place in one visit to the bank's office.
A preferential loan under the Far Eastern Mortgage program can be obtained by families in which the age of both spouses does not exceed 35 years old, or who are not married under the age of 35 years and have a child not older than 19 years. The program runs until December 31, 2024, the deadline for obtaining a loan in the secondary market in the Magadan Region and Chukotka is until December 31, 2021.
The maximum loan term is 20 years and two months, the loan amount is up to six million rubles. Down payment - from 15% of the property value.