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"Affordable mortgage" in Primorye has become even more profitable
In Primorye, the interest rate on the regional program "Affordable Mortgage" was reduced. By the end of 2019, 207 families for a total of more than 395 million rubles became its participants. Employees of budgetary institutions, researchers, disabled people and parents with disabled children and other categories of citizens can take advantage of a soft loan.
According to the Corporation for the Development of Housing Construction in the Region (KRZHS), when buying an apartment in a house under construction, the minimum rate decreased from 5,65% to 5,45%. For finished housing, it is 6,2% per annum. 443 families have already applied for an affordable mortgage, less than 9% of citizens have refused.
In addition to state employees and families with disabilities, families where the first child was born since 2018, as well as participants in state and municipal programs that are eligible for social payments, subsidies, certificates for the purchase or construction of housing, can count on an affordable mortgage.
In KRZhS residents of Primorye are offered to take part in another social program "Family mortgage with state support." Families where a second or subsequent child was born since 2018 and families in which a disabled child was born by December 31, 2022 can receive a housing loan at 4,9%.