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Far Eastern mortgages in the amount of 160 million rubles issued in the Amur region
"Far Eastern mortgage" in the Amur region received 47 young families. The total amount of housing loans issued amounted to 160 million rubles. Since the beginning of the year, more than 700 applications have been received from residents of the region, of which 492 have received preliminary approval.
Now Amur region is one of the five leaders in the number of loans issued. According to the Minister of Economic Development and External Relations of the Amur Region Lyudmila Starkova, in the near future it will be possible to expand opportunities for participation in the program: a proposal is being discussed to exclude age restrictions for large families and subsidize half of the down payment for rural residents from the regional budget. These proposals have already been preliminarily approved by the Ministry of Eastern Development and the Federation Council.
583 apartments are now suitable for the program in the Amur region, 141 thousand square meters are under construction. meters of housing, and the total area being built this year should exceed 180 thousand square meters. meters. This will allow the commissioning of 1 apartments in the second half of the year.
Since the beginning of the Far Eastern Mortgage program, the demand for primary housing has grown significantly, and real estate prices have also increased. According to the Deputy Minister of Construction and Architecture of the Amur Region, Oksana Alexandrova, this is primarily due to the activities of the so-called resellers, they purchase apartments at the construction stage and then sell them more expensive.
To increase the volume of construction, the regional authorities are ready to provide land plots for rent to developers without bidding, help to summarize the engineering infrastructure, subsidize part of the cost of technological connection. Instead, developers should use a system of escrow accounts and project financing.