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More than 50% of youth in Khabarovsk save money
Generations Y and Z turned out to be inclined towards savings. This is evidenced by the results of a study by Sberbank. In Khabarovsk, 54% of “millennials” and 60% of “buzzers”, by their own admission, try to save money regularly, or from time to time.
A study in 37 cities with a population of more than 500 thousand people was conducted by Sberbank Asset Management and Sberbank Life Insurance. Generation Z (zoomers) includes people aged 18-23 years, generation Y (millennials) - 24-40 years.
According to the survey, 52% of millennials try to save monthly, while another 47% try to save several times a year. Among the buzzers, the proportion of those who seek to create savings is even greater. 66% of respondents try to save money monthly, and 33% - several times a year. Most often, young people accumulate in Moscow, St. Petersburg and Tyumen.
The goals for which the money is set aside are different for the millennials and the buzzer. Generation Y representatives are trying to postpone support for children (35% of respondents) and travel (25%). People from generation Z save for an apartment (44%), unforeseen circumstances (20%), travel and leisure (17%).
Most buzzers store money in cash - 58%. Deposits in rudders form 10% of them. Millennials that open deposits are significantly larger - 39%. Both generations view securities as an investment tool in approximately the same way. They are interested in 9% of generation Z and 10% of generation Y.
Buzzers are ready to invest longer in stock market instruments - for about 2,5 years. Millennials prefer shorter-term investments - for 1,5 years. Moreover, 11% in both generations are willing to invest online. Every fifth millennial rated automatic services for debiting funds to a savings account. Among the buzzers, this method was noted as promising only 12%.
According to Natalya Krasulina, manager of the head office of Sberbank in the Khabarovsk Territory, for those who are ready to automatically form small amounts of savings, a new tool has been developed - the accumulative life insurance program since April has the function of auto payment to replenish contracts. This not only helps to save money, but also save them in case of unforeseen health circumstances.