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More than 5 thousand applications for credit holidays were submitted in Primorye
More than five thousand applications for credit vacations were submitted by businessmen and residents of the Primorsky Territory. At present, about three thousand applications have been approved, and in fact, 685 million rubles have been provided.
According to the press service of the Far Eastern Main Directorate of the Bank of Russia, 80% of the funds provided are restructured mortgage loans. Under the agreements of representatives of small and medium-sized businesses, 799 loan agreements were restructured for 2,2 billion rubles. Now 204 claims remain pending in banks.
Individuals had 30 days to confirm the decrease in income by 90%, but not everyone made the correct calculation or did not provide the necessary documents, and as a result, their holidays were canceled - 264 claims in the amount of 96,6 million rubles. Acceptance of applications for credit holidays ended on September 30. According to the head of the Far Eastern Main Directorate of the Bank of Russia Sergey Belov, the number of cancellations will grow by the end of the year.
He clarified that in the event of cancellation of the credit holidays, the bank has the right to charge additional missed payments, count fines and late fees. Credit institutions have been advised to transfer such clients to their own restructuring programs, but many ignore calls and messages from banks.
In such cases, the bank can demand money through the court. If the loan was taken on security, it is entitled to realize it. Also, bailiffs can impose a foreclosure on the bank accounts and property of the borrower if he does not pay after the court decision. In addition, collectors may be involved in collection.