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Banks approved a minimum of loans in three years
Russian banks in 2020 approved the minimum number of loans in three years. Last year, almost 34% of retail loan applications were approved.
As the RBC With reference to the NBCH data, most often credit institutions refused to provide car loans - about 60% of negative decisions. Most often, banks approved mortgage applications: in 2020, more than 70% of applications were approved. This is primarily due to the introduction of preferential mortgages at 6,5% per annum.
According to analysts, the decline in approval levels is associated with anti-epidemic measures. Overdue loans in 2020 reached its maximum level in the last five years - 12,6 million units against 10,9 million loans in 2019. For every sixth unfinished enforcement proceedings on debt collection on a loan are Russians of retirement age.