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Banks have reduced the issuance of credit cards in Russia by 36%

Banks have reduced the issuance of credit cards in Russia by 36%
Photo: pixabay.com

Banks cut credit card issuance in Russia by 36% in the third quarter. The total credit limit decreased to 144 billion rubles compared to the same period last year.

According to the United Credit Bureau, from January to September the volume of loans amounted to 395 billion rubles, which is 42% less than in the first nine months of last year. The average credit card limit in the third quarter was 68 thousand rubles - a decrease of about 15 thousand rubles.

According to Artur Aleksandrovich, General Director of OKB, the credit card segment is recovering after the spring fall slower than other branches of retail lending. Banks issue credit cards to a smaller number of borrowers and for smaller amounts. In addition, lending institutions began to impose even higher requirements on the credit history of borrowers.

In July, the Russians became use credit cards more actively... The share of citizens who spend money immediately after receiving it has reached an all-time high. Earlier it was reported that holders of credit cards in Russia reduced by almost 50% their use in April. Compared to March, the indicator decreased by almost 6%.

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