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Bank "Otkrytie" offers a discount on family mortgages
Now, with an initial payment on a family mortgage of over 30%, Otkritie Bank's clients can get a loan with a discount at a rate of 4,95% per annum. The offer applies to registration of new or refinancing of existing mortgage loans.
Since the beginning of 2021, Otkritie Bank has issued more than 1,2 thousand family mortgage loans for a total amount of over 5 billion rubles. Of these, 41% are loans with an initial payment of more than 30% of the cost of housing. The average check on family mortgage loans this year reached 4,2 million rubles.
Family mortgages are most popular among Otkrytie's borrowers in the Central and Northwestern Federal Districts, as well as in the Krasnodar Territory and Kazan.
As noted by Nina Kryuchkova, Vice President of Otkritie Bank, the company is trying to make the purchase of housing on credit as profitable and comfortable as possible for all categories of borrowers. The new discount is especially important for young families: it will allow you to get a loan or refinance an existing mortgage at a favorable rate, reducing the debt burden.
Within the framework of the Family Mortgage program at Otkritie Bank, you can apply for or refinance a mortgage loan for an apartment in a new building at a rate of 4,95% per annum. The maximum loan amount is 12 million rubles, the loan term is up to 30 years, the amount of the down payment is from 15% to 80%. You can apply for a loan both at the bank's office and online.
Full terms and rates for the Family Mortgage program can be found on the bank's website.