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Bank "Otkrytie" accredited housing complexes under construction in Khabarovsk
Otkritie Bank, as part of its mortgage programs, accredited residential complexes under construction in Khabarovsk. Otkritie Bank offers apartment buyers favorable terms for mortgages.
According to the press service of the Far Eastern branch of Otkritie Bank, among the accredited objects is the Vershiny complex, which is being built by the Perspektiva company and the Gorod 4212 residential complex of the UIP. When a real estate object is accredited by a bank, a potential borrower does not need to waste time collecting additional documents on the collateral object, the reliability of which has already been verified by the bank.
The residential complex "Vershiny" will be built within the boundaries of Trekhgornaya and Sovkhoznaya streets, next to the Orekhovaya Sopka microdistrict. The complex will have about ten thousand apartments - more than 500 thousand square meters. meters. The area will include three quarters - Kedrovy, Pikhtovy and Manchurskiy, consisting of houses from nine to 25 floors. In addition, the project provides for all the necessary infrastructure. The residential quarter "Gorod 4212" will also be built near the Orekhovaya Sopka district.
Otkritie Bank accepts applications under the Family Mortgage program, which allows families with children to purchase housing at a rate of 4,95%. Families in which a child will be born from January 1, 2019 to December 31, 2022 can receive a loan on preferential terms. Within the framework of the Family Mortgage program at Otkritie Bank, you can apply for or refinance a mortgage loan for an apartment in a new building. The maximum loan amount is 12 million rubles, the loan term is up to 30 years, the amount of the down payment is from 15% to 80%. You can apply for a loan both at the bank's office and online.
The bank also accepts applications for mortgage loans under the "State Program". You can buy an apartment on the primary market on credit at a rate of 5,9% per annum. Any citizen of the Russian Federation can take out a loan on preferential terms, regardless of age, marital status and social status. The program provides for the purchase of an apartment in a new building directly from the developer. The maximum loan amount for all regions is up to three million rubles.
The rate on the DV-mortgage at Otkritie has been reduced to 1% per annum. According to the terms of the Far Eastern Mortgage program, a soft loan is available for the purchase of housing in a new building or an already finished apartment from a developer in the Far East, as well as for the purchase of an apartment on the secondary market in rural settlements of the Far Eastern Federal District. The maximum loan amount is 15 million rubles, the initial payment is from 20%, the loan term is up to 35 years. Families in which the age of each of the spouses does not exceed 35 years old, or citizens not older than 18 years old, who are not married and have a child under the age of XNUMX, can become a borrower under the program.
Otkritie Bank's mortgage programs are designed for almost all segments of the real estate market - from housing under construction to finished housing, there are specialized programs using maternity capital, military mortgages, and refinancing programs.