Irkutsk
Ulan-Ude

Blagoveshchensk
Chita
Yakutsk

Birobidzhan
Vladivostok
Khabarovsk

Magadan
Yuzhno-Sakhalinsk

Anadyr
Petropavlovsk-
Kamchatsky
Moscow

This text is translated into Russian by google automatic human level neural machine.
EastRussia is not responsible for any mistakes in the translated text. Sorry for the inconvinience.
Please refer to the text in Russian as a source.

Bank "Otkritie": 30% of Russians agree to a digital mortgage

Bank "Otkritie": 30% of Russians agree to a digital mortgage
Photo: pixabay.com

Every third Russian is ready to take a digital mortgage, and more than half of the country's residents believe that a housing loan should be issued both at bank branches and online. This was shown by a survey of Otkritie Bank and Rosgosstrakh.

The survey took 1000 Russians aged 18-65 from different social groups in cities with a population of more than 100 thousand people. At the same time, one fifth of the respondents said that they already have a valid mortgage. 11% have already repaid the loan, 23% said they do not have a mortgage, but they are ready to take it, and another 45% did not take and do not intend to issue a loan for the purchase of housing.

33% of survey participants answered in the affirmative to the proposal to obtain a home loan online without visiting a bank. 5% said that they already have experience of remotely obtaining a loan to buy an apartment.

One of the main advantages of digital mortgages, 34% of respondents considered the absence of the need to visit a credit institution once again. Another quarter of respondents named the convenience and simplicity of the process as an advantage of this method of obtaining a home loan. At the same time, half of the respondents do not believe that digital mortgages are better than conventional ones.

The disadvantages of online mortgage registration 24% of respondents called insufficient security, and every fifth respondent does not trust online loans in principle.

January 24: current information on coronavirus in the Far East
Digest of regional events and latest statistics